The Borrowers! (Impossible #5)

My Beautiful Bride and I - circa 1979

and do not turn away from him who wants to borrow from you. (Matt 5:42b NASB)

OK – time for a life story. In our 34 years of marriage, my wife and I managed to accumulate a huge amount of debt. Take it from me, this is not a good life plan.

My wonderful wife has always pressed for a budget, and would read me book after book on how to manage your money.

We tried naming it and claiming it, praying over it, speaking to it, and the ever popular whining about it.

Still in debt! Thankfully still in love (which is a huge miracle – she could have quit that after the first 32,423 times I didn’t follow the budget.

Anyway – recently we got hooked up with a Dave Ramsey FPU class and it has turned our finances around. Not because of new information, but because he motivated me to change my behaviors.

Dave Ramsey - Debt Killer

His radio show into includes the phrase “where Debt is Dumb.” One of his major tenets is do not borrow or lend money ever. He uses this verse to explain how all debt is bad.

The rich rules over the poor, And the borrower becomes the lender’s slave. (Proverbs 22:7 NASB)

Debt changes our relationships. If you lend a friend money, you are no longer just friends, your are master and slave. Same with family – you can get so you begin to judge how they are spending their money because they are not paying you back with it.

This is working well for me until I get to Jesus’ word and see that He says if someone wants to borrow from you, don’t run the other way. Just jump on that.

Why does Jesus contradict the wisest man who ever lived? Was Solomon wrong, or is Jesus wrong – or is Dave Ramsey wrong.

Nope – none of the above.

Jesus, in the Luke version of the Sermon on the mount (perhaps a different day, perhaps the perspective of a doctor rather than a tax collector – who knows) give a bit more of Jesus’ instructions on lending.

And if you lend to those from whom you expect to receive, what credit is that to you? Even sinners lend to sinners, in order to receive back the same amount. But love your enemies, and do good, and lend, expecting nothing in return; and your reward will be great, and you will be sons of the Most High; for He Himself is kind to ungrateful and evil men. (Luke 6:34-35 NASB)

OH – I GET IT – You can lend all you want, just don’t expect to get anything in return.

In other words – when you lend – you give – and forgive the debt immediately. Consider what you lend to be a gift, not an investment. [Tweet This]

By the way – that is actually what Dave Ramsey says too – Don’t lend – give help when you feel led, and if they pay you back – awesome, if not you still have a friend or family member.

Live with open hands today!

Thanks for stopping in. Come back soon.

Ben

0 thoughts on “The Borrowers! (Impossible #5)

  1. Greisy

    I early learned about borrowing and lending. As a young girl, I had a couple of friends who I borrowed from and lent to - clothes, books, make-up. I learned that not all were as careful with others' possessions as I was and quickly resolved that if I lent something, I would never be upset if it was broken or misused, otherwise the item would not be the only thing lost, but also the friendship. And so now, if someone is in need and I can help, I do, without expecting anything in return; but I never lend nor borrow from those I love. (If I was only that smart about all my financial choices and decisions!) Great post Ben!

    Reply
    1. Ben Nelson

      Thanks Greisy, Good lesson learned. I recently borrowed something from a friend and ended up having to buy him a replacement, because under my care it got ruined.
      so much for the savings of borrowing - lol
      Thanks for stopping by.

      Reply
  2. LubbyGirl

    My late husband had this same philosophy, at first because he got 'burned' so many times from lending, and later as a Christian because that's what the Lord said: if somebody asks something, give it to them. If they give it back, great. If not, my husband's original mindset was that it was a gift, so he didn't expect it back. Makes for much less stress. He did 'sell' our van once, though, and I told him he would never see the money from it (he sold it to a stranger who said he only had $100 and would bring the rest later. It's getting later...and later...), and he said something like, "Well then, I'll consider it a gift and he will have to answer to the Lord for his intentions." I had to learn from that myself! He was more noble than I - I wanted to wallop the guy.

    Reply
    1. Ben Nelson

      Hi LubbyGirl - Thanks for stopping by - That is a great story about your Hubby. Sounds like a godly man. I do get that spirit of wallop even now and then, but I keep telling myself, I know better. By the way, my definition for godly is actually trying to live the way Jesus said to - believing that God knows better and just going with it.

      Thanks for sharing about your hubby, and your own "wack a dead beat" spirit that I am sure many of us can identify with.

      Ben

      Reply
  3. Caddo Veil

    Terrific words, as always, Ben! "Debt" is definitely NOT our friend. And I really needed the message about "giving", as I tend to unconsciously keep a tally sheet--vote myself the greater giver, and get cranky about it. Bad Caddo. Hey, the wedding pic sure is fun--I am truly happy for you and the lovely Mrs. I don't really have a "bucket list", but if I did I'd put "visiting 'family' in NJ" on it. God bless you Big--love, sis Caddo

    Reply
    1. Ben Nelson

      Well someday I hope to come back out west for a visit - my son and daughter live in Portland - they are going to George Fox seminary, and there is a Church I love in Northern CA (Bethel Church in Redding) - That is at least a little closer to you than lil ole NJ
      Anyway - thanks as always for cheering me on, and your humility and honest interacting with the Word of God.

      Reply
  4. Debbie

    I love how you teach us, Ben, with real life stories! I haven't been asked to lend much, so mostly just give if I can, to help. Thank you for showing me to just keep that kind of thinking going! haha! God bless you and the Mrs. . .. and Dave Ramsey too. 🙂

    Reply
    1. Ben Nelson

      I am trying to learn generosity in all areas of life, but some times stingy rises up inside and wants me to consider stuff mine. Then God reminds me that we get nothing that He does not give us.
      Thanks for the blessing - accepted and gladly applied to our account!

      Reply

Leave a Reply